The IndigoCard offers Mastercard Platinum credit cards for those with less than perfect credit the opportunity to build a good payment history without the need to pay a security deposit. In contrast to a debit card, the Indigo card reports to the three major credit bureaus, plus you get Mastercard fraud protection.


Prior to applying for the Indigo Platinum Mastercard, you can pre-qualify to determine your likelihood of approval (and the annual fee you’re likely to pay) without hurting your credit scores. By knowing your position, you can act accordingly.

IndigoCard applications are simple and quick. There is an online pre-qualification form on the company’s website to submit basic information without submitting a hard inquiry. You will, therefore, not see any change in your credit score. Once your application is approved and you receive your new credit card, you can create a login and password on our secure site, www.myindigocard.com. Paying your bills online and managing your account is easy with your online account.

Among those with less-than-perfect credit, IndigoCard is emerging as a leading credit card option. Anybody who wants to build, or repair their credit score, can take advantage of this resource. Furthermore, you can obtain your Indigo Mastercard by completing a quick prequalification process without impacting your credit score. With convenient 24/7 mobile access and chip technology, you can access your account from virtually anywhere. 


Your ability to make regular, on-time payments can help lenders assess your creditworthiness by demonstrating your financial responsibility. All three major credit bureaus report your payment history with an Indigo Mastercard, and on-time payments can help you improve your credit score.

Celtic Bank, an FDIC-insured Utah bank, issued the Indigo MasterCard, and Genesis FS Card Services, Inc. serviced it. Celtic Bank was founded in Salt Lake City in 2001. MasterCard accounts are serviced by Genesis FS Card Services, Inc. throughout North America.